{
  "vin": "4S4WMABD0V3407497",
  "title": "2027 Subaru Ascent Premium 7-Passenger",
  "year": 2027,
  "make": "Subaru",
  "model": "Ascent",
  "trim": "Premium 7-Passenger",
  "decoded_trim": "Premium",
  "condition": "new",
  "price": 44121.0,
  "msrp": 43295.0,
  "sale_price": 43708.0,
  "currency": "USD",
  "mileage": 0,
  "exterior_color": "Magnetite Gray Metallic",
  "interior_color": "Black",
  "drivetrain": "All Wheel Drive",
  "body_style": "Sport Utility",
  "vehicle_type": "car",
  "fuel_type": "Gas",
  "doors": 4,
  "seating_capacity": null,
  "engine": "2.4L 4-Cylinder",
  "engine_displacement_l": 2.4,
  "engine_cylinders": 4,
  "transmission": "CVT",
  "mpg_city": null,
  "mpg_hwy": null,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": null,
  "stock_status": null,
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "availability_status": "unknown",
  "dealer_fees": 413.0,
  "photo_count": 22,
  "primary_image": "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_1.jpg",
  "images": [
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_1.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_2.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_3.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_4.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_5.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_6.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_7.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_8.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_9.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_10.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_11.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_12.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_13.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_14.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_15.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_16.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_17.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_18.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_19.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_20.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_21.jpg",
    "https://subaru.assets.shiftdigitalinventory.com/images/4S4WMABD0V3407497_22.jpg"
  ],
  "vin_decode": {
    "make": "Subaru",
    "model": "Ascent",
    "year": 2027,
    "trim": "Premium",
    "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": "2.4L 4-Cylinder",
    "engine_displacement_l": 2.4,
    "cylinders": 4,
    "drive_type": "AWD",
    "fuel_type": "Gasoline",
    "doors": null
  },
  "offers": [],
  "offers_expired_cleared": false,
  "price_history": [],
  "window_sticker": {
    "msrp": 43295.0,
    "monroney_url": "https://ai.castlesubarumchenry.com/sticker/4S4WMABD0V3407497.pdf",
    "source_vdp_url": "https://www.castlesubarumchenry.com/viewdetails/new/4s4wmabd0v3407497/2027-subaru-ascent-sport-utility",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Castle Subaru McHenry",
    "short_name": "Castle Subaru McHenry",
    "city": "McHenry",
    "state": "IL",
    "address": "1121 State Rte 31",
    "zip": "60050",
    "phone": "(779) 601-0797",
    "website": "https://www.castlesubarumchenry.com"
  },
  "source_vdp_url": "https://www.castlesubarumchenry.com/viewdetails/new/4s4wmabd0v3407497/2027-subaru-ascent-sport-utility",
  "canonical_url": "https://ai.castlesubarumchenry.com/vehicle/4S4WMABD0V3407497.html",
  "json_url": "https://ai.castlesubarumchenry.com/v/4S4WMABD0V3407497.json",
  "markdown_url": "https://ai.castlesubarumchenry.com/v/4S4WMABD0V3407497.md",
  "vdp_url": "https://www.castlesubarumchenry.com/viewdetails/new/4s4wmabd0v3407497/2027-subaru-ascent-sport-utility",
  "generated_at": "2026-10-22T10:21:20Z",
  "vdp_canonical_url": "https://www.castlesubarumchenry.com/viewdetails/new/4s4wmabd0v3407497/2027-subaru-ascent-sport-utility",
  "location": {
    "name": "Castle Subaru McHenry",
    "address": "1121 State Rte 31",
    "city": "McHenry",
    "state": "IL",
    "zip": "60050",
    "phone": "(779) 601-0797"
  },
  "price_excl_doc_fee": 43708.0,
  "price_includes_doc_fee": true,
  "doc_fee": 413.0,
  "price_note": "Includes $413 Illinois Doc Fee and Electronic Filing Fee",
  "savings": null,
  "price_check": {
    "ok": true,
    "issues": [],
    "checks": 3,
    "rule": "add_doc_fee",
    "stale": false
  },
  "price_stale": false,
  "price_advertisable": true,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "price.v1",
    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to VIN 4S4WMABD0V3407497. Advertised price: $44,121. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. The advertised price includes a $413 Illinois Doc Fee and Electronic Filing Fee. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Advertised price",
        "value": "$44,121"
      }
    ],
    "advertised": "",
    "expires": null,
    "required_missing": [
      "what the savings figure is measured from"
    ],
    "required_missing_keys": [
      "savings_basis"
    ],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": "required disclosure elements missing: what the savings figure is measured from",
    "advertisable": false,
    "estimate_only": true,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. The advertised price includes a $413 Illinois Doc Fee and Electronic Filing Fee. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "monroney_parsed_at": "2026-10-17T11:08:11.220Z",
  "monroney_status": "no_window_sticker_available",
  "computed_offers": {
    "generated_at": "2026-10-22T10:21:21Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "60050",
      "state": "IL",
      "doc_fee": 413.0,
      "doc_fee_source": "tenant.pricing",
      "doc_fee_in_advertised_price": true,
      "selling_price": 44121.0,
      "price_reconciled": true,
      "price_stale": false,
      "price_age_hours": null,
      "price_max_age_hours": null,
      "price_confirm_note": null,
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_4S4WMABD0V3407497_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 895,
          "unit": "per_month",
          "display": "$895/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 44121.0,
          "price_incl_doc": 44121.0,
          "doc_fee": 413.0,
          "down_payment": 0.0,
          "term": 60,
          "apr": 5.49,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 895.22,
          "amount_financed": 46878.56,
          "sales_tax": 2757.56,
          "total_of_payments": 53713.12,
          "finance_charge": 6834.56,
          "per_1000_financed": 19.1,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for this vehicle, VIN 4S4WMABD0V3407497. $895 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $44,121, which includes the $413 Illinois Doc Fee and Electronic Filing Fee. Amount financed $46,879, including $2,758 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $53,713. Offer expires 2026-10-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_4S4WMABD0V3407497_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 777,
          "unit": "per_month",
          "display": "$777/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 44121.0,
          "price_incl_doc": 44121.0,
          "doc_fee": 413.0,
          "down_payment": 0.0,
          "term": 72,
          "apr": 5.99,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 776.69,
          "amount_financed": 46878.56,
          "sales_tax": 2757.56,
          "total_of_payments": 55921.81,
          "finance_charge": 9043.25,
          "per_1000_financed": 16.57,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for this vehicle, VIN 4S4WMABD0V3407497. $777 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $44,121, which includes the $413 Illinois Doc Fee and Electronic Filing Fee. Amount financed $46,879, including $2,758 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $55,922. Offer expires 2026-10-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_4S4WMABD0V3407497_finance_84",
        "type": "finance_84",
        "label": "Finance",
        "headline": {
          "value": 696,
          "unit": "per_month",
          "display": "$696/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 44121.0,
          "price_incl_doc": 44121.0,
          "doc_fee": 413.0,
          "down_payment": 0.0,
          "term": 84,
          "apr": 6.49,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 695.89,
          "amount_financed": 46878.56,
          "sales_tax": 2757.56,
          "total_of_payments": 58455.03,
          "finance_charge": 11576.47,
          "per_1000_financed": 14.84,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for this vehicle, VIN 4S4WMABD0V3407497. $696 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,121, which includes the $413 Illinois Doc Fee and Electronic Filing Fee. Amount financed $46,879, including $2,758 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $58,455. Offer expires 2026-10-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_4S4WMABD0V3407497_lease_zero_down",
        "type": "lease_zero_down",
        "label": "Zero-down lease",
        "headline": {
          "value": 642,
          "unit": "per_month",
          "display": "$642/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease.",
        "inputs": {
          "msrp": 43295.0,
          "selling_price": 44121.0,
          "cap_cost_reduction": 0.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 595.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": 413.0,
          "zip": "60050",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 641.55,
          "net_cap_cost": 44716.0,
          "residual_value": 26842.9,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 641.55,
            "downPayment": 0,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 801.55
          },
          "total_of_payments": 23112,
          "total_of_payments_unrounded": 23095.8
        },
        "disclosure": "Estimated lease payment for this vehicle, VIN 4S4WMABD0V3407497. $642 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $802, made up of $642 first payment, $60 title, $100 registration. MSRP $43,295. Lease selling price $44,121. Net capitalized cost $44,716. Residual value $26,843, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $595. The selling price includes the $413 Illinois Doc Fee and Electronic Filing Fee. Total of payments $23,112. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-10-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_4S4WMABD0V3407497_lease",
        "type": "lease",
        "label": "Lease",
        "headline": {
          "value": 548,
          "unit": "per_month",
          "display": "$548/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease.",
        "inputs": {
          "msrp": 43295.0,
          "selling_price": 44121.0,
          "cap_cost_reduction": 2999.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 595.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": 413.0,
          "zip": "60050",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 548.26,
          "net_cap_cost": 41717.0,
          "residual_value": 26842.9,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 548.26,
            "downPayment": 2999,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 3707.26
          },
          "total_of_payments": 19728,
          "total_of_payments_unrounded": 19737.36
        },
        "disclosure": "Estimated lease payment for this vehicle, VIN 4S4WMABD0V3407497. $548 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,707, made up of $548 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,295. Lease selling price $44,121. Net capitalized cost $41,717. Residual value $26,843, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $595. The selling price includes the $413 Illinois Doc Fee and Electronic Filing Fee. Total of payments $19,728. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-10-31. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-10-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": null,
    "counts": {
      "offers": 5,
      "suppressed": 0,
      "advertisable": 0
    },
    "engine_calls": 32,
    "elapsed_ms": 117
  }
}