{
  "vin": "1GCGTEENXM1177386",
  "title": "2021 Chevrolet Colorado 4WD ZR2",
  "year": 2021,
  "make": "Chevrolet",
  "model": "Colorado",
  "trim": "4WD ZR2",
  "decoded_trim": "ZR2",
  "condition": "used",
  "price": 37823.0,
  "msrp": null,
  "sale_price": 37410.0,
  "currency": "USD",
  "mileage": 43675,
  "exterior_color": "Black",
  "interior_color": "Jet Black",
  "drivetrain": "4WD",
  "body_style": "Crew Cab Pickup",
  "vehicle_type": "car",
  "fuel_type": "Gasoline Fuel",
  "doors": 4,
  "seating_capacity": null,
  "engine": "Gas V6 3.6L/",
  "engine_displacement_l": 3.6,
  "engine_cylinders": 6,
  "transmission": "8-Speed Automatic",
  "mpg_city": 16,
  "mpg_hwy": 18,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "MK260735A",
  "stock_status": null,
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "availability_status": "unknown",
  "dealer_fees": 413.0,
  "photo_count": 13,
  "primary_image": "https://content.homenetiol.com/2000157/2065512/0x0/d7d3f530981c416e83dd3464e55e35e7.jpg",
  "images": [
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  ],
  "vin_decode": {
    "make": "Chevrolet",
    "model": "Colorado",
    "year": 2021,
    "trim": "ZR2",
    "body_style": "Pickup",
    "vehicle_type": "TRUCK",
    "engine": "3.6L 6-Cylinder V-Shaped",
    "engine_displacement_l": 3.6,
    "cylinders": 6,
    "drive_type": "4WD",
    "fuel_type": "Gasoline",
    "doors": 4
  },
  "offers": [],
  "offers_expired_cleared": false,
  "price_history": [],
  "window_sticker": {
    "msrp": null,
    "monroney_url": "https://ai.castlesubarumchenry.com/sticker/1GCGTEENXM1177386.pdf",
    "source_vdp_url": "https://www.castlesubarumchenry.com/viewdetails/used/1gcgteenxm1177386",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Castle Subaru McHenry",
    "short_name": "Castle Subaru McHenry",
    "city": "McHenry",
    "state": "IL",
    "address": "1121 State Rte 31",
    "zip": "60050",
    "phone": "(779) 601-0797",
    "website": "https://www.castlesubarumchenry.com"
  },
  "source_vdp_url": "https://www.castlesubarumchenry.com/viewdetails/used/1gcgteenxm1177386",
  "canonical_url": "https://ai.castlesubarumchenry.com/vehicle/1GCGTEENXM1177386.html",
  "json_url": "https://ai.castlesubarumchenry.com/v/1GCGTEENXM1177386.json",
  "markdown_url": "https://ai.castlesubarumchenry.com/v/1GCGTEENXM1177386.md",
  "vdp_url": "https://www.castlesubarumchenry.com/viewdetails/used/1gcgteenxm1177386",
  "generated_at": "2026-11-04T11:13:20Z",
  "vdp_canonical_url": "https://www.castlesubarumchenry.com/viewdetails/used/1gcgteenxm1177386",
  "location": {
    "name": "Castle Kia McHenry",
    "address": "1121 State Rte 31",
    "city": "McHenry",
    "state": "IL",
    "zip": "60050",
    "phone": "(815) 453-8566"
  },
  "price_excl_doc_fee": 37410.0,
  "price_includes_doc_fee": true,
  "doc_fee": 413.0,
  "price_note": "Includes $413 Illinois Doc Fee and Electronic Filing Fee",
  "savings": null,
  "price_check": {
    "ok": true,
    "issues": [],
    "checks": 2,
    "rule": "add_doc_fee",
    "stale": false
  },
  "price_stale": false,
  "price_advertisable": true,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "price.v1",
    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to Stock #MK260735A, VIN 1GCGTEENXM1177386. Advertised price: $37,823. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. The advertised price includes a $413 Illinois Doc Fee and Electronic Filing Fee. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Advertised price",
        "value": "$37,823"
      }
    ],
    "advertised": "",
    "expires": null,
    "required_missing": [
      "what the savings figure is measured from"
    ],
    "required_missing_keys": [
      "savings_basis"
    ],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": "required disclosure elements missing: what the savings figure is measured from",
    "advertisable": false,
    "estimate_only": true,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Illinois rates apply. The advertised price includes a $413 Illinois Doc Fee and Electronic Filing Fee. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "monroney_parsed_at": "2026-11-03T22:08:22.168Z",
  "monroney_status": "no_window_sticker_available",
  "computed_offers": {
    "generated_at": "2026-11-04T11:13:21Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "60050",
      "state": "IL",
      "doc_fee": 413.0,
      "doc_fee_source": "tenant.pricing",
      "doc_fee_in_advertised_price": true,
      "selling_price": 37823.0,
      "price_reconciled": true,
      "price_stale": false,
      "price_age_hours": null,
      "price_max_age_hours": null,
      "price_confirm_note": null,
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_1GCGTEENXM1177386_finance_48",
        "type": "finance_48",
        "label": "Finance",
        "headline": {
          "value": 944,
          "unit": "per_month",
          "display": "$944/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 37823.0,
          "price_incl_doc": 37823.0,
          "doc_fee": 413.0,
          "down_payment": 0.0,
          "term": 48,
          "apr": 5.99,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 943.61,
          "amount_financed": 40186.94,
          "sales_tax": 2363.94,
          "total_of_payments": 45293.15,
          "finance_charge": 5106.21,
          "per_1000_financed": 23.48,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #MK260735A, VIN 1GCGTEENXM1177386. $944 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,823, which includes the $413 Illinois Doc Fee and Electronic Filing Fee. Amount financed $40,187, including $2,364 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,293. Offer expires 2026-11-30. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
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        "expires_at": "2026-11-30",
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      },
      {
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        "label": "Finance",
        "headline": {
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          "unit": "per_month",
          "display": "$786/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
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          "price_incl_doc": 37823.0,
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          "down_payment": 0.0,
          "term": 60,
          "apr": 6.49,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 786.12,
          "amount_financed": 40186.94,
          "sales_tax": 2363.94,
          "total_of_payments": 47166.92,
          "finance_charge": 6979.98,
          "per_1000_financed": 19.56,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #MK260735A, VIN 1GCGTEENXM1177386. $786 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,823, which includes the $413 Illinois Doc Fee and Electronic Filing Fee. Amount financed $40,187, including $2,364 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,167. Offer expires 2026-11-30. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-11-30",
        "engine_version": "beacon-offer-engine/1.0",
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      },
      {
        "offer_id": "of_1GCGTEENXM1177386_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 685,
          "unit": "per_month",
          "display": "$685/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 37823.0,
          "price_incl_doc": 37823.0,
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          "down_payment": 0.0,
          "term": 72,
          "apr": 6.99,
          "tax_rate": 0.0625,
          "zip": "60050",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 684.95,
          "amount_financed": 40186.94,
          "sales_tax": 2363.94,
          "total_of_payments": 49316.72,
          "finance_charge": 9129.78,
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          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #MK260735A, VIN 1GCGTEENXM1177386. $685 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,823, which includes the $413 Illinois Doc Fee and Electronic Filing Fee. Amount financed $40,187, including $2,364 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,317. Offer expires 2026-11-30. Estimated for ZIP 60050. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-11-30",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": null,
    "counts": {
      "offers": 3,
      "suppressed": 0,
      "advertisable": 0
    },
    "engine_calls": 19,
    "elapsed_ms": 171
  }
}