---
id: faq-0107
title: "What insurance do I need if I'm leasing?"
category: faq
subtopic: leasing
page_type: faq
source_url: "https://www.castlesubarumchenry.com"
tags: ["leasing", "faq", "insurance"]
questions:
  - "Does my lease insurance requirement differ?"
  - "What coverage does a lease require?"
  - "Am I required to carry full coverage?"
related: [lease-includes, lease-costs]
dealer: Castle Subaru McHenry
---

Leases typically require full coverage (comprehensive and collision) with minimum liability limits-sometimes higher than state minimums. The leasing company protects its asset. You'll also want gap insurance (often bundled in), which covers the difference between what you owe if the car is totaled and what it's worth. Your personal insurance rate depends on age, driving record, and the vehicle. Castle Subaru McHenry's finance team will clearly spell out insurance requirements when you lease, and they can discuss gap coverage options. For a complete picture of lease costs including insurance, call (779) 601-0797-they'll help you budget accurately.